Fast Funding for Real Estate Investors
Solid Rock Funding, a subsidiary of The Loxkey Group, provides fast, investor-focused lending solutions built on speed, simplicity, and common-sense underwriting. With 20+ years of lending experience behind our leadership, we help real estate investors close quickly and confidently on flips, rentals, and new construction projects.
No obligation. Final terms subject to underwriting and state-specific regulations.
Quick Snapshot
What We Offer
Fast, investor-friendly lending with clear terms and predictable closings.
Special States:
TX, AZ, CO, TN, GA – asset-based, 3–4 day closings, no credit checks.
Nationwide:
All other states – 3–10 day closings, common-sense underwriting, standard credit review.
Ideal For
Built for Real Estate Investors
We work with active investors, flippers, landlords, builders, and wholesalers who need a lender that understands real estate — not just paperwork.
Fix & Flip Investors
High leverage, quick closings, and up to 100% of rehab costs available where programs apply.
BRRRR & Rental Investors
Short-term and long-term structures built around cash flow and exit strategy.
Builders & Developers
Funding options for ground-up construction and heavy value-add in select markets.
Wholesalers & Agents
A reliable lending partner that can help your buyers close more deals, faster.
Two Tiers of Funding. One Mission: Close Your Deal.
Different states. Different structures. Same focus on speed, clarity, and investor success.
Tier 1 – Special Fast-Track States
Asset-Based, No-Credit-Check Lending
Available ONLY in Texas, Arizona, Colorado, Tennessee, and Georgia.
In these five states, we offer one of the fastest lending programs in the country, built for investors who need to move now.
- 3–4 day closings after loan application
- No credit checks
- True asset-based underwriting
- No traditional appraisals
- 24-hour approvals
- Up to 75% ARV and up to 100% of rehab
- No prepayment penalties
Tier 2 – Nationwide Programs
Fast Investor Lending Across All Other States
Outside of those five states, we still move much faster than traditional lenders while following standard investor credit and documentation requirements.
- 3–10 day closings (deal & documentation dependent)
- 24-hour pre-approvals
- Standard credit review
- Common-sense underwriting
- Up to 75% ARV and up to 100% of rehab
- Strong leverage for flips, rentals, and new construction
Why Investors Choose Solid Rock Funding
We built our process around what real investors actually need from a lender.
Speed
We close in 3–4 days in select states and 3–10 days nationwide, helping you compete and win in fast-moving markets.
Simplicity
No unnecessary hoops or delays. We focus on the numbers that matter and keep the process streamlined.
Clarity
Straightforward terms, realistic expectations, and transparent communication throughout the process.
Experience
Our leadership has been in lending since 2000. We know how to evaluate deals and support serious investors.
How It Works
A simple, three-step process designed to get your deal funded quickly and predictably.
1
Submit Your Deal
Share basic details: state, property type, purchase price, rehab budget, ARV, experience, and exit strategy.
2
Get a Same-Day Soft Quote
We review your deal and provide clear, no-obligation terms so you know exactly where you stand.
3
Close Fast
Once approved, we move quickly to closing — so you can focus on the project, not the paperwork.
ABOUT US
SOLID ROCK FUNDING
Solid Rock Funding is a wholly owned subsidiary of The Loxkey Group, a private financial services entity built on speed, precision, and investor-focused lending solutions.
Our Founder and Chief Funding Specialist, Michael, began originating mortgages in April of 2000. After two decades of experience in the lending industry, one truth became undeniable:
Investors weren’t losing deals because they lacked skill…
They were losing deals because their lenders were too slow.
Banks overcomplicated approvals.
Traditional lenders took weeks to make decisions.
And in competitive real estate markets, delay = death of the deal.
So Solid Rock Funding was created to solve that problem once and for all.
OUR PURPOSE:
FUND INVESTORS THE WAY INVESTORS ACTUALLY OPERATE
Real estate moves fast — your lender should too.
Solid Rock Funding delivers fast, common-sense lending that prioritizes:
- Speed
- Flexibility
- Investor-friendly approvals
- Transparent terms
- Realistic underwriting
- Predictable closings
- No unnecessary hurdles.
- No red tape.
- No slow-moving committees.
- Just funding that actually gets you to the closing table.
OUR STORY
A Legacy Built Since 2000
Michael started originating mortgages in April 2000, working directly with borrowers, underwriters, and investors long before “private lending” became a mainstream concept.
Over the years, he watched thousands of deals succeed — and thousands fail — and 80% of failed deals had one thing in common:
The lender couldn’t move fast enough.
Seeing investors lose profits, lose opportunities, and lose momentum…
That was the spark that became Solid Rock Funding.
Today, that experience guides every decision we make.
MEET THE FOUNDER
Michael — Founder & Chief Funding Specialist
With 20+ years of lending experience, Michael brings:
- Deep knowledge of real estate finance
- A veteran eye for evaluating profitable deals
- A passion for helping investors win
- A commitment to transparency and straightforward communication
Michael believes lending should be simple, fast, and predictable — and built a company that reflects those values.
Ready to See What Your Deal Qualifies For?
No obligation and no credit impact for a soft quote. If the numbers make sense, we’ll help you get it funded.
By submitting, you agree that Solid Rock Funding may contact you about your deal. This form does not constitute a commitment to lend.
What We Need
Help Us Help You Close Faster
The more complete your information, the faster we can review your deal and provide a clear quote. At minimum, we recommend:
- State and property type
- Purchase price and rehab estimate
- Estimated ARV
- Exit strategy (sell or refi & hold)
- Timeline or specific deadlines
Once we receive your information, we’ll review the numbers and respond with next steps and a soft quote where applicable.